Merit Points are a special form of "currency" available to level 75+ players in Final Fantasy XI. After switching to "Limit" EXP mode (or reaching the maximum amount of Experience - 51,499 at level 90), they will instead gain Limit points for killing enemies. Once 10,000 Limit points are obtained, they will automatically be converted to Merit points. These points can then be exchanged for improved attributes, new spells/abilities, and improved skills. Merit points may only be exchanged in a Mog House or Rent-a-Room, and a player can only accumulate 20 merit points at a time.

v · e · d Final Fantasy XI
Rise of the Zilart - Chains of Promathia - Treasures of Aht Urhgan - Wings of the Goddess - A Crystalline Prophecy - A Moogle Kupo d'Etat - A Shantotto Ascension - Vision of Abyssea - Scars of Abyssea - Heroes of Abyssea
Races
Enlightened Races
Elvaan - Galka - Hume - Mithra - Tarutaru - Kuluu - Zilart
Beastmen
Antica - Bugbear - Gigas - Goblin - Lamia - Mamool Ja - Moblin - Orc - Qiqirn - Quadav - Sahagin - Tonberry - Troll - Yagudo
Characters
Deities
Altana - Promathia
Terrestrial Avatars
Bahamut - Carbuncle - Diabolos - Fenrir - Phoenix
Main Storyline
Aldo - Cornelia - Francmage - Iru-Kuiru - Karaha-Baruha - Lion - Monberaux - Muchavatte - Raogrimm - Shadow Lord - Ulrich - Verena - Wolfgang - Yow Rabntah
The Three Nations
Ayame - Cid - Cornelia Karst - Invincible Shield - Iron Eater - Naji - President Karst - Talekeeper - Volker - Zeid
Claidie - Curilla - Destin - Halver - Pieuje - Ranperre - Rochefogne - Shamonde - Trion - Vauderame
Ajido-Marujido - Apururu - Joker - Nanaa Mihgo - Rukususu - Sedal-Godjal - Semih Lafihna - Shantotto - Star Sibyl - Tosuka-Porika - Zonpa-Zippa
Rise of the Zilart
Crystal Warriors - Eald'narche - Gilgamesh - Grav'iton - Jakoh Wahcondalo - Kam'lanaut - Yve'noile
Chains of Promathia
Atarefaunet - Chebukki Brothers - Despachiaire - Esha'ntarl - Jabbos - Louverance - Nag'molada - Prishe - Selh'teus - Sin Hunters - Tenzen - Ulmia
Treasures of Aht Urhgan
Alexander - Aphmau - Balrahn - Dark Rider - Gessho - Ghatsad - Gulool Ja Ja - Gurfurlur - King of Hearts - Naja Salaheem - Nashmeira - Odin - Luzaf - Razfahd
Wings of the Goddess
Derek Karst - Doron-Fulun - Excenmille - Haja Zhwan - Klara - Lehko Habhoka - Perih Vashai - Rahal - Robel-Akbel - Romaa Mihgo
Aquila - Atomos - Brandolf - Cait Sith - Haudrale - Lady Lilith - Larzos - Lilisette - Mayakov - Portia - Ragelise
Story Add-Ons
Belle Shantotto - Domina Shantotto - Riko Kupenreich - Seed Crystal
Other NPCs
Choh Moui - Emanritan - Koru-Moru - Maat - Rainemard - Yoran-Oran
Jobs
Warrior - Monk - White Mage - Black Mage - Red Mage - Thief - Paladin - Dark Knight - Beastmaster - Bard - Ranger - Samurai - Ninja - Dragoon - Summoner - Blue Mage - Corsair - Puppetmaster - Dancer - Scholar
Organizations
Allied Forces of Altana - Armathrwn Society - Dark Kindred - Ducal Guard - Mythril Musketeers - Sibyl Guards - Star Onion Brigade - The Immortals - Salaheem's Sentinels
Vana'diel
Major Cities
Empire of Aht Urhgan - Republic of Bastok - Grand Duchy of Jeuno - Kingdom of San d'Oria - Federation of Windurst
Towns
Kazham - Mhaura - Nashmau - Norg - Rabao - Selbina - Tavnazia/Tavnazian Safehold
Conquest Regions
Aragoneu - Derfland - Elshimo Lowlands - Elshimo Uplands - Fauregandi - Gustaberg - Kolshushu - Kuzotz - Li'Telor - Movalpolos - Norvallen - Qufim - Ronfaure - Sarutabaruta - Tavnazian Archipelago - Tu'Lia - Valdeaunia - Vollbow - Zulkheim
Besieged Regions
Arrapago Islands - Halvung Territory - Mamool Ja Savagelands - Ruins of Alzadaal - West Aht Urhgan
Campaign Regions
Aragoneu Front - Derfland Front - Fauregandi Front - Gustaberg Front - Norvallen Front - Ronfaure Front - Sarutabaruta Front - Valdeaunia Front
Other Regions
Abyssea - Dynamis - Limbus - Lumoria - Promyvion - Threshold
History
History of Vana'diel - Alliance of Altana - Crystal War - Gwynham Ironheart - Multinational Expedition
Activities
Assault - Ballista - Battlefields - Besieged - Campaign - Chocobo Racing - Chocobo Raising - Conquest - Dynamis - Einherjar - Fishing - Limbus - Pankration - Salvage - Synthesis
Terms
Chocobo - Combat Skill - Fame - Linkshell - Macros - Merit Points - Missions - Mog House - Moogle - Mythic Weapons - Sanction - Server - Signet - Skillchain - Tactical Points - Temporary Item - Weapon Skill - Weather
Music
Original Soundtrack - Rise of the Zilart Original Soundtrack - Chains of Promathia Original Soundtrack - Treasures of Aht Urhgan Original Soundtrack - Original Soundtrack Premium Box - Crusaders of Altana Original Soundtrack - Music from the Other Side of Vana'diel - Piano Collections "Vana'diel March" - "Awakening" - "Distant Worlds" - "Memoro de la Ŝtono" - "Ronfaure"
Seasonal Events
Starlight Celebration
Archives
Abilities - Achievements - Armor - Enemies - Enemy Abilities - Items - MMO Tactics and Terminology - Spells - Timeline - Wallpapers - Weapons