The Golden Toad is a rare and powerful enemy, with nearly perfect defenses and immunity to many types of damage and status effects. However, it gives high amounts of gil and EXP when defeated, and furthermore, may drop rare items. The easiest way to deal with them is using a Fuma Shuriken as it seems to ignore the near perfect defense and deals very high damage with no wait time. The high gil yield of the golden toad more than makes up for the 50,000 cost of each thrown.
The Jin Chan (Chinese: 金蟾; pinyin: jīn chán; literally: "Golden Toad") is most commonly translated as "Money Toad" or "Money Frog". It represents a popular Feng Shui charm for prosperity.